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ICBA's Commercial Lending Institute teaches you a comprehensive understanding of the complex and multifaceted commercial lending process. From navigating intricate credit evaluations to addressing regulatory and legal considerations, commercial lending requires a keen eye for detail and strategic thinking.
This program will give you the knowledge and tools to identify and analyze opportunities, assess and mitigate risks, and effectively structure and manage commercial loans. You'll also gain new insights that will help you build strong client relationships and lead credit-focused, high-value conversations with commercial borrowers.
To earn the Certified Commercial Loan Officer (CCLO) certification, you will be required to attend this program in its entirety, complete all assignments, and achieve a passing score on the certification exam. If you decide to enroll in the certification testing after you register for the class, please contact an ICBA Education representative at 800-422-7285.
Learning Objectives:
Master the 5 Cs of credit (character; capacity/cash flow; capital; conditions; and collateral) to evaluate potential borrowers effectively.
Review commercial lending products.
Understand the whole credit process cycle from the loan application to loan monitoring.
Understand credit risk and its impact on lending decisions.
Learn to identify potential compliance and legal challenges and the strategies to mitigate them.
ICBA's Commercial Lending Institute teaches you a comprehensive understanding of the complex and multifaceted commercial lending process. From navigating intricate credit evaluations to addressing regulatory and legal considerations, commercial lending requires a keen eye for detail and strategic thinking.